User Action Trigger

Device type detection

Card & Device Eligibility

Validating card status

Wallet SDK Initialization

Initializing wallet SDK

Tokenization Request

Sending tokenization request

Issuer Authentication

Authenticating with issuer

Cardholder Verification

Verifying cardholder

Token Provisioning

Generating secure token

Secure Delivery

Delivering to device

Wallet Card Setup

Finalizing setup